Buyers face challenges in any market – and today’s is no different. With higher mortgage rates and rising prices, plus the limited supply of homes for sale, there’s a lot to [...]

 

If you’re buying a home this spring, today’s housing market can feel like a challenge. With so few homes on the market right now, plus higher mortgage rates, it’s essential to have a firm grasp on your homebuying budget. You’ll also need a sense of determination to find the right house and act quickly when you go to put in an offer. One [...]

What You Don’t Want to do When You Start Looking at Houses

So, you’re thinking about buying your first home? Congratulations!! You’ve worked hard to get here, and you should be proud of where you are today. Buying a home can seem like a daunting process — it just may be the most expensive and emotionally charged purchase of your life. But [...]

You can’t buy love! But you can buy a home that you love!

5 Realistic Steps to Becoming a Homeowner

 

1. Set a Budget

Before you start looking for your new home, you’ll need to have a good idea of how much you can comfortably afford. When setting a budget, keep in mind that your monthly mortgage payment is not the only expense to consider. [...]

 

A credit score is a numeral representation of your predicted credit habits such as the ability to pay your bills and loans back on time. Based on your credit score, lenders can estimate how creditworthy you are. Typically, a good score falls between 670 and 739 while a great score falls between 740 and 800. Anything above 800 is stellar! Therefore, providing your lender with your credit score is an important indicator of your credit behavior.

THREE WAYS TO IMPROVE YOUR CREDIT SCORE THAT ARE TRIED AND TRUE

1. PAY DOWN REVOLVING ACCOUNT BALANCES 

2. PAY YOUR BILLS ON TIME 

3. ALWAYS PAY MORE THAN THE MINIMUM AMOUNT REQUIRED (IF YOU HAVE THE MEANS, EVERY LITTLE BIT COUNTS) 

Ultimately, buying a home is a pivotal and life changing event. Therefore, to make the process smoother, it is advised for you to get a pre-approval to help speed up the process of getting your dream home.  We can put you in touch with one of our reputable local lenders. 

Give us a call today at any of our 3 locations and let’s get this process started!