When it’s time to buy or sell a home, one of the most important decisions you’ll make is who you’ll work with as your agent. That choice will have an impact on your entire experience and how smoothly it [...]

If you’ve been hesitant to list your house because you’re worried no one’s buying, here’s your sign it may be time to talk with an agent.

After months of high rates keeping buyers on the sidelines, things are starting to shift. Rates are already coming down due to a number of economic factors. And yesterday the Federal Reserve cut the [...]

 

If you’re thinking about downsizing, you may be hearing about 55+ communities and wondering if they’d be a good fit for you. Here’s some information that could help you make your [...]

If you’re thinking about buying or selling a home, you’ve probably got mortgage rates on your mind. That’s because you’ve likely heard that mortgage rates impact how much you can afford in your monthly mortgage payment, and you want to factor that into your planning. Here’s what you need to [...]

Buyers face challenges in any market – and today’s is no different. With higher mortgage rates and rising prices, plus the limited supply of homes for sale, there’s a lot to [...]

June is a busy month in the housing market because a lot of people buy and sell this time of year. So, if you’ve got a move on your mind and you’re looking to make it happen this month, here’s a snapshot of what you need to know to make sure you’re [...]

According to the latest data from Fannie Mae, 23% of Americans still think home prices will go down over the next twelve months. But why do roughly 1 in 4 people feel that way?

It has a lot to do with all the negative talk about home prices over the past year. Since late 2022, the media has created a lot of fear about a price crash and [...]

Buying a new construction home can be an exciting experience. From being the very first owner, to customizing your home’s features, there are a lot of benefits. But navigating the complexities of buying a home that’s under construction can also be a bit overwhelming. This is where a skilled real estate agent can make all the [...]

Before you buy a home, it’s important to plan ahead. While most buyers consider how much they need to save for a down payment, many are surprised by the closing costs they have to pay. To ensure you aren’t caught off guard when it’s time to close on your home, you need to [...]

 

A credit score is a numeral representation of your predicted credit habits such as the ability to pay your bills and loans back on time. Based on your credit score, lenders can estimate how creditworthy you are. Typically, a good score falls between 670 and 739 while a great score falls between 740 and 800. Anything above 800 is stellar! Therefore, providing your lender with your credit score is an important indicator of your credit behavior.

THREE WAYS TO IMPROVE YOUR CREDIT SCORE THAT ARE TRIED AND TRUE

1. PAY DOWN REVOLVING ACCOUNT BALANCES 

2. PAY YOUR BILLS ON TIME 

3. ALWAYS PAY MORE THAN THE MINIMUM AMOUNT REQUIRED (IF YOU HAVE THE MEANS, EVERY LITTLE BIT COUNTS) 

Ultimately, buying a home is a pivotal and life changing event. Therefore, to make the process smoother, it is advised for you to get a pre-approval to help speed up the process of getting your dream home.  We can put you in touch with one of our reputable local lenders. 

Give us a call today at any of our 3 locations and let’s get this process started!